St. George, UT

    St. George Mortgage Calculator

    Calculate your exact monthly payment in St. George, featuring local Washington County tax rates.

    Calculator

    Advanced Costs

    Estimated Monthly Payment

    $2,661

    Utah Tax: 0.57%
    Down Payment: 20.0%

    Principal & Interest

    $2,347

    Property Taxes

    $214

    Based on Utah's 0.57% rate

    Home Insurance

    $100

    PMI

    $0

    No PMI required (20%+ down)

    Loan Summary

    Loan Amount

    $360,000

    Total Interest

    $484,895

    Total Cost

    $934,895

    *Estimates are for informational purposes only. Actual rates and payments may vary.

    Buying a Home in St. George

    St. George is one of the fastest-growing metro areas in the United States, popular for its warm climate, red rocks, and retirement communities.

    • Washington County Taxes: Expect an effective property tax rate of roughly 0.52% if it's your primary residence. Note that secondary or vacation homes do not qualify for the primary residential exemption.
    • HOA Communities: Many developments in St. George feature community pools and yard maintenance, meaning higher HOA fees that affect your purchasing power.
    • Median Prices: The median home price in St. George is around $550,000.

    St. George Mortgage FAQ

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    Disclaimer: The calculators and information provided on this website are for educational and illustrative purposes only. While we strive to provide the most accurate data, estimates, and local Utah tax rates possible, your actual interest rate, monthly payment, and closing costs will vary based on your specific financial situation, credit score, and current market conditions. This is not a commitment to lend. Please consult with a licensed Utah mortgage professional for a personalized rate quote and official loan estimate.